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Sign up to be the first to know when the HRA Council's state-approved CE Course on Medicare and ICHRA is available. | Will we see you at Medicarians Vegas 2025?
Medicarians is the home of the product creators, care providers, distributors, venture investors, and startups helping people live longer, better lives both physically, financially, and mentally. Medicarians Vegas 2025 will be the only place to network and learn from 4,000+ across the senior health, wealth, and agetech ecosystem, and we'll be there sharing about the power of ICHRA + Medicare. |
Brokers and agents who take the course will learn best practices and eligibility parameters, including:
- What Medicare eligible employees need to participate in an ICHRA or QSEHRA.
- Are Parts A, B, C, D and Medigap all eligible?
- Which actions do employees need to take first?
- Considerations when moving from a traditional group plan.
Subscribe below to receive updates on our ICHRA + Medicare CE Course launch and other health coverage-related updates from the HRA Council.
FAQ: ICHRA + MedicareCan a Medicare eligible employee participate in an HRA?YES! Medicare eligible employees can participate in an Individual Coverage Health Reimbursement Arrangement (ICHRA) or Qualified Small Employer Health Reimbursement Arrangement (QSEHRA). What does a Medicare eligible employee need to participate in an HRA?For ICHRA an employee must have Part A and Part B (or Part C) to qualify for participation in an HRA. Part B by itself does not qualify as Minimum Essential Coverage. For QSEHRA an employee must have Minimum Essential Coverage (MEC). Part A or Part C will qualify as MEC. | Can an employer reimburse premiums and expenses for Medicare eligible employees?An ICHRA may be used to reimburse premiums for Medicare and Medicare supplemental health insurance (Medigap) as well as eligible medical expenses. Parts A, B, C, D and Medigap are all eligible. QSEHRA can be used to reimburse premiums for Medicare and Medicare supplemental health insurance (Medigap) as well as eligible expenses. More ICHRA + Medicare ConsiderationsWhen transitioning from traditional group plan to an ICHRA, employees will need to ensure they have both Medicare Part A and Part B. Employees that are Medicare eligible will likely have Part A. Losing their group plan will qualify them to register for Part B as a Special Enrollment Period (SEP). |
If you have a question about QSEHRAs and ICHRAs for your organization, please email us and we'll connect you to the appropriate people to answer your question. Please be as specific as possible in your request, as that helps us match you with an expert.
contact us at: info@hracouncil.org
Thank you!
